FINANCE
To begin saving some money, you must first determine how much you spend. Keep records of all daily expenses, including coffee, groceries, and cash tips.
Once you’ve compiled your information, sort it into categories like petrol, food, and mortgage payments, and add up the totals. Check your bank and credit card records to ensure you do not forget anything.
It can be eye-opening to keep track of anything and everything you purchase for two weeks to a month (or even one week).