TRAVEL
Withdrawing and exchanging money at an ATM might be expensive. Take as much cash as you can afford at once to avoid ATM charges. You’ll pay the charge less frequently if you take out more. But a downside to this is that there’s more money to lose if it’s stolen.
If you have significant amounts of cash, distribute it to your carry bags, suitcases, pockets and leave it in a secure location at your lodging.